Wednesday, November 10, 2010

Friday, January 1, 2010

Ini Adalah

Bzz2.blogspot.com

backup blog 'temp' utk bzz. To celebrate his 1000 posting.

Semua entry and posting adalah dari modblog lamanya dan juga posting yg tak pernah di keluar di mana-mana blog. Sekian. Terima kasih...

Sunday, June 8, 2008

# 50 - buying Houses vs buying Cars

buying Houses vs buying Cars
Date: 3/9/05 at 2:51AM

Modified : Forgot to mention. This idea only applicable for poor to middle class workers (people who earn 10k to 200k per annum). To people who get more than 10million per annum, you can do what ever you want with your money. I i really dedicate this idea to anyone who love to change their car every 1-2 years. For me car is one of our most important thing and car can help us in our daily life, but to have another way get your car without ever to work hard is a better a good idea. But the choice is yours.

The idea:
1. Bank don't care if you borrow them 200k and pay for 20 years, but bank really care if you buy car and want to pay for 9 years.

2. The price of houses will increase around 1-3% per annum, while car price will drop around 3-5% per annum.

3. You pay 10k once for a lifetime to pay to house mortgage insurance, but you pay 2k per annum for you car insurance (don't tell me that car also got loan insurance)

4. You can rent you house easily even for years, but you cant rent your car everyday. Unless you own AVIS.

5. Your house need water and electric. But why should you care if someone else rent your house from you?. You car need gas, oil and service everymonth. Should you care if you wife pay it for you?

5. You upgrade your grill, add swimming pool, change you cabinet, plant 4-5 small tree and paint your house. In the end, you house value nearly double! You change you sport rim, front bumper, spoiler, 2pound nos and not forget put in turbo. In the end, you need to refill your gas nearly double!

6. I never heard people said that someone else stole their house. But, i always heard that someone else lost their car!

7. You pay 1k for your house mortgage and rent it for 1.2k for months. You pay 1k for your car and you need 0.2k for your gas.

8. For 20 years, someone else will pay for house (if you rent your house). And the house is yours. For 20 years, your car is yours, but you pay for yourself.

9. Most houses can stay there for hundred of years, but i don't think most car can work more than 20 years.

modified : 9.5. You rent you house, maybe your house can help you to pay your car (positive cashflow). You change your car, your car cant help you to pay you gas or even to buy a house.

10. The only thing that car is better than house is you can go anywhere with you car and house is not.....


--- Hmm... why not you let people who rent your house to pay your house and pay your car? You got both things rite? maybe for free!!! ---

# 49 - One of Einstein's best theory!!!

One of Einstein's best theory!!!
Date: 3/7/05 at 4:01PM


Albert Einstein
Albert Einstein 1879–1955
German-born theoretical physicist; originator of the theory of relativity

If A is a success in life, then A equals x plus y plus z.
Work is x; y is play; and z is keeping your mouth shut.


In Observer 15 January 1950